0:06
November is the deadliest month for deer
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strikes according to State Farm this
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surprising fact highlights a growing
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concern for drivers Across the Nation
0:14
animal collisions over 1.8 million auto
0:18
insurance claims related to animal
0:19
collisions were filed in just one year
0:22
from July 2023 to June
0:25
2024 animal collisions have become
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increasingly common posing risks to both
0:30
drivers and Wildlife State Farm's recent
0:32
report provides valuable insights into
0:34
this issue deer Remain the most
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frequently struck animals followed by
0:38
rodents dogs raccoons and coyotes the
0:41
most dangerous months for these
0:42
collisions are November October and
0:45
December coinciding with hunting and
0:47
mating Seasons rural roads with low
0:49
traffic and poor lighting present the
0:51
highest risk for animal collisions risky
0:54
behaviors such as speeding or using a
0:56
phone while driving increase the
0:58
likelihood of an AC ACD by 23% West
1:02
Virginia tops the list as the riskiest
1:04
state for animal collisions followed by
1:06
Montana Michigan Pennsylvania and
1:09
Wisconsin understanding fault in animal
1:11
collisions can be complex collisions
1:14
with wild animals like deer or elk are
1:16
usually considered no fault accidents
1:19
however if a driver hits a domesticated
1:21
animal like a dog or cat the owner may
1:24
be liable if the animal was not properly
1:26
restrained for livestock collisions
1:29
liability often depends on state laws
1:31
and whether the owner negligently
1:33
allowed the animals to roam to mitigate
1:35
the risk of animal collisions State Farm
1:38
offers several practical tips slow down
1:41
especially when animals are spotted near
1:43
the road stay alert and constantly scan
1:46
for Animals both day and night pay
1:49
attention to animal crossing signs and
1:51
reduce distractions by keeping your cell
1:53
phone away if a collision seems
1:55
unavoidable it's better to break than to
1:57
Swerve which could lead to losing
1:59
control of the vehicle vehicle use your
2:01
high beams when appropriate as they can
2:03
sometimes scare animals away be
2:06
particularly cautious during the peak
2:08
seasons of October through December and
2:10
during the hours from Dusk to Dawn when
2:12
many animal collisions occur remember
2:15
where you see one animal there are
2:17
likely more nearby awareness and
2:19
preparedness are key to reducing the
2:21
impact of animal collisions by
2:24
understanding common scenarios and
2:25
adopting recommended safety practices
2:28
drivers can better navigate these risks
2:31
whether on familiar roads or rural
2:33
stretches staying informed and alert can
2:35
make all the difference in avoiding a
2:36
collision and ensuring a safer Journey
2:38
for everyone on the road thanks for
2:40
watching our insurance News
2:44
segment we'd love to hear about your
2:47
experiences have you had a collision
2:48
with an animal and did it affect your
2:51
auto insurance rates share your story in
2:53
the comments below if you found this
2:55
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