Sovereign Wealth Fund: The Government's Piggy Bank (But Fancier)

Sovereign Wealth Fund: The Government's Piggy Bank (But Fancier) Ever wondered what happens when a country has too much money? (Yeah, must be nice, right?) Well, instead of stuffing it under a giant mattress, many nations create something called a Sovereign Wealth Fund (SWF)—which is basically a super-sized investment account owned by the government. What is a Sovereign Wealth Fund? A Sovereign Wealth Fund is a state-owned investment fund made up of money generated from a country’s reserves. This cash usually comes from things like oil, gas, trade surpluses, or foreign currency reserves. Instead of letting all that money sit around, governments invest it in stocks, bonds, real estate, or even big companies. (Yes, some countries literally own chunks of companies like Apple and Google. Imagine getting dividends just for being born in the right place!)